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5 Retirement Mistakes You Can Avoid

Retirement is the inevitable turning point in our lives. Some people welcome it happily while some others spend half of their career worrying about it. It’s said that one should start saving for retirement right from the first paycheck. But only a small fraction of the employees actually do that. It’s important that anyone poised […]

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Be Happy, Live Longer

  Nearly a dozen studies show that happier people live longer. They’re also less likely to suffer heart attacks, strokes, and pain from conditions like rheumatoid arthritis. While some people may be born with sunny dispositions, happiness isn’t necessarily based on genes or luck. Psychologists now believe it’s a learned skill, almost like knitting. Here […]

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7 Ways to Save During the Holidays

Who doesn’t want to save money on Holiday gifts.  The stress of over spending is far worse then the joy of giving.  You love your family and want to provide for them and give them all of the things you may not have had growing up as a child.  But be wise and understand that […]

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How to Avoid Burdening Your Children in Retirement

A happy and peaceful retired life is something everyone dreams of, as we approach the end of our career. But unfortunately, only by the end of our service do we realize the importance of effective planning for the future. By then, it will be too late to do anything about it. Those who haven’t made […]

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What’s QE2 and will it affect you?

QE2 is an economic initiative launched by the Federal Reserve for a second round of “quantitative easing.”  The ultimate goal of QE2 is to pump more money into our financial system to avoid deflation. So, when the weatherman says it’s going to rain, don’t fret, grab an umbrella.  Preparation is the key…when you know for […]

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Thanksgiving Dinner… What to Say When You or a Guest is Recently Unemployed

A special day to say thank you and repay all the kindness and compassion you have received is “Thanksgiving Day”.  Celebrated the fourth Thursday of every November, Thanksgiving is traditionally spent with family and friends who’ve come together to share a Thanksgiving  feast. Dinner is served with a whole lot of delicacies…and in this state […]

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Income taxes on the rise

Warren Buffett has jumped on the income tax train in a huge way. In fact, the wealthiest Senior in the United States is appalled the he pays a lower income tax rate than his secretary! And appalled too is his secretary and we other lower earning but higher tax paying Americans. Believe it or not, […]

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Will You be Receiving a Check from Social Security?

Franklin Roosevelt signed the Federal Insurance Contribution Act (FICA) in 1935   Social Security is a social insurance, providing social protection or protection against socially recognized conditions, including poverty, old age, disability, unemployment, and others. This is funded through premiums or taxes paid by or on behalf of participants. Nine out of ten people, age […]

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