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Archive | change your life

Want to save your budget? Stop overlooking these expenses!

Are you putting too much effort in arranging money for paying bills? In that case, you need to revisit your budget right now. Drafting a perfect budget is a strenuous job. On top of that, if you overlook certain expenses, it can surely break your bank. Check out these overlooked expenses that can take a […]

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Ramsey is Wrong!

C’mon man! Get real Dave. We baby boomers and generation x –ers all know you are a well publicized personal financial guru, and your basic mantra of spend less, pay off debt is marvelous. However, we think it’d be best if you stick-to-your-knitting and stop misleading people who invest in their 401k, IRA and Roth IRA. You website […]

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Secret Strategy to Beat the S&P 500 Index

Less than 20% of all professionally managed mutual funds and their esteemed money managers consistently beat the S&P 500 Index when managing your money. Not surprising then, very few individuals or local investment advisors perform any better. In fact according to Dalbar, for over twenty years most investors woefully lag the S&P 500 index or […]

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The Big Lie; Social Security

  Baby Boomers, gen x and gen z millennials are usually pretty savvy about discerning truth from Bull Sh$t, especially when it comes to political elections or issues concerning human rights. We boomers were raised on ideals of equality and justice for all no matter race, creed, color or religion. In fact we boomers and […]

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Hillary wants to take from the rich and give to the poor

  Robin Hood has traded green tights for a royal-blue pantsuit. Hillary Rodham-hood’s recent speech takes aim at those hard-working and successful Americans who have generally sacrificed to earn their wealth. It plays right in line with the comments made by President Obama years ago that “you, didn’t earn your wealth through you own hard […]

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How To Take Your Grand Kids on a Vacation

Most grandparents dream of treating our grandkids (and ourselves) to an amazing trip of a lifetime; but rarely know how to do so on a budget. Grand parents have grand ideas of what their little “mini-me’s” would enjoy. But in reality, keeping it simple is much easier for everyone and can be very affordable too! […]

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