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Ramsey’s Wrong, and it Could Hurt You More than You Think – Part II

If your only goal is to get out of debt, then cost is the most important factor.  Cut expenses (eg. cost) and hopefully increase income.  One should NOT invest money until they completely have their debt under control.  Business cannot run without debt.  Some debt is useful and can be financially advantageous, but only if […]

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Ramsey’s Wrong, and it Could Hurt You More than You Think – Part I

Come on Dave, we know you are a well publicized personal financial self-proclaimed guru, and your basic mantra of spend less, pay off debt, be happy is marvelous.  However, it would be ideal if you stopped giving investment advice and leave that to those other self-proclaimed guru’s.  Why should Dave stop offering specific financial investment […]

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As Times Change Women Learn to Leverage Life Insurance Ownership

Women have always lagged behind men in life insurance ownership, but the gap is quickly closing. According to a study done by LIMRA, almost 6 out of 10 women owned some sort of life insurance in 2010, about the same as men’s ownership.  So, what’s the big deal?  Life insurance, whether male or female,  has always […]

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Retirement through the Ages

Regardless of whether you are the ripe age of 20, or the seasoned age of 80, you should always have a retirement plan in the works.  Why?  Because the inconsistency of the economy coupled with our ever-changing American lifestyles has necessitated the requirement of a retirement plan from an early age.  We’ve created a helpful […]

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