http://mymoneytrack.com Personal Budget Advice & Management Mon, 30 Jan 2012 18:45:20 +0000 hourly 1 http://wordpress.org/?v=3.3.1 http://mymoneytrack.com/2011/11/21/divorce-and-thanksgiving/#comment-1194 jmh Mon, 30 Jan 2012 18:45:20 +0000 http://www.mymoneytrack.com/?p=343#comment-1194 Thank you! Thank you!

]]> http://mymoneytrack.com/2012/01/26/secrets-of-social-security/#comment-1193 jmh Mon, 30 Jan 2012 18:43:44 +0000 http://mymoneytrack.com/?p=821#comment-1193 Agreed. My waiter at Corner Bakery Sunday morning was a male in his ealry seventies and this morning the UPS delivery person at my office was a male in his sixties. Working longer and spending less is the rule of the day. Agreed. My waiter at Corner Bakery Sunday morning was a male in his ealry seventies and this morning the UPS delivery person at my office was a male in his sixties. Working longer and spending less is the rule of the day.

]]> http://mymoneytrack.com/2012/01/26/secrets-of-social-security/#comment-1192 jmh Mon, 30 Jan 2012 18:41:39 +0000 http://mymoneytrack.com/?p=821#comment-1192 Historically, taking social security benefits early as possible has been the popular choice. But going forward, it will be wise for retirees and baby boomers alike to make smarter "long term" choices for their money. Historically, taking social security benefits early as possible has been the popular choice. But going forward, it will be wise for retirees and baby boomers alike to make smarter “long term” choices for their money.

]]> http://mymoneytrack.com/2012/01/26/secrets-of-social-security/#comment-1190 Hall Coons Sun, 29 Jan 2012 18:12:16 +0000 http://mymoneytrack.com/?p=821#comment-1190 Great plan, but I have yet to meet a client that does not want to immediatly take their Social Security Benefit at age 62. People seem to be very stubborn and not logical about their social security benefits. They want it as soon as possible ! I think it may have something to do with people in general not trusting the finances of the U.S. government. Great plan, but I have yet to meet a client that does not want to immediatly take their Social Security Benefit at age 62. People seem to be very stubborn and not logical about their social security benefits. They want it as soon as possible ! I think it may have something to do with people in general not trusting the finances of the U.S. government.

]]> http://mymoneytrack.com/2012/01/26/secrets-of-social-security/#comment-1188 Rich P. Sun, 29 Jan 2012 12:50:08 +0000 http://mymoneytrack.com/?p=821#comment-1188 That's all well and good. The logic is both fundamental and impeccable. But it also assumes that one is able to remain employed until age 70. With age bias kicking in as early as the 40's these days, a shaky assumption, at best. That’s all well and good. The logic is both fundamental and impeccable. But it also assumes that one is able to remain employed until age 70. With age bias kicking in as early as the 40′s these days, a shaky assumption, at best.

]]> http://mymoneytrack.com/2011/06/14/money-fame-and-shame/#comment-1158 Wanda Wed, 18 Jan 2012 18:42:53 +0000 http://www.mymoneytrack.com/?p=176#comment-1158 LOVE IT LOVE IT

]]> http://mymoneytrack.com/2011/08/09/real-cost-of-college/#comment-1142 jmh Fri, 13 Jan 2012 22:13:49 +0000 http://www.mymoneytrack.com/?p=203#comment-1142 The expense can cost much more than just "interest" on the debt. Seeking counseling and making wise choices is key. The expense can cost much more than just “interest” on the debt. Seeking counseling and making wise choices is key.

]]> http://mymoneytrack.com/2011/08/09/real-cost-of-college/#comment-1141 Travel Broker Fri, 13 Jan 2012 06:06:16 +0000 http://www.mymoneytrack.com/?p=203#comment-1141 Borrowing to get an education has become the accepted norm. I would not argue for a second that an education is not worth the cost, but I would argue that the cost often has a lasting impact, and we advisers could offer some preventative medicine. Borrowing to get an education has become the accepted norm. I would not argue for a second that an education is not worth the cost, but I would argue that the cost often has a lasting impact, and we advisers could offer some preventative medicine.

]]> http://mymoneytrack.com/2011/11/21/divorce-and-thanksgiving/#comment-1124 Brian Moseley Tue, 06 Dec 2011 03:15:13 +0000 http://www.mymoneytrack.com/?p=343#comment-1124 love this site love this site

]]> http://mymoneytrack.com/2011/03/01/financial-advice-vs-financial-coaching/#comment-498 annuity Sat, 19 Nov 2011 06:37:32 +0000 http://www.mymoneytrack.com/?p=97#comment-498 Thanks for the advice on credit repair on this excellent blog. What I would offer as advice to people is always to give up this mentality they can buy at this point and fork out later. Like a society most people tend to try this for many factors. This includes holidays, furniture, along with items we really want to have. However, you should separate the wants from the needs. While you're working to improve your credit rating score you really have to make some trade-offs. For example you'll be able to shop online to save money or you can check out second hand stores instead of high priced department stores for clothing. Thanks for the advice on credit repair on this excellent blog. What I would offer as advice to people is always to give up this mentality they can buy at this point and fork out later. Like a society most people tend to try this for many factors. This includes holidays, furniture, along with items we really want to have. However, you should separate the wants from the needs. While you’re working to improve your credit rating score you really have to make some trade-offs. For example you’ll be able to shop online to save money or you can check out second hand stores instead of high priced department stores for clothing.

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