Happy money saving coupleThe Fed’s decisions affects anyone who has a home mortgage, a car loan, a savings account, or money invested in the stock market. In reality, that’s almost everyone in America. In fact, experts say, the impact is so far-reaching that even unemployed recent graduates living at home with their parents will feel it. So unless you live completely off the grid, it’s probably a good time to take notice. But then again, maybe it’ll be different this time?