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The Big Lie; Social Security

  Baby Boomers, gen x and gen z millennials are usually pretty savvy about discerning truth from Bull Sh$t, especially when it comes to political elections or issues concerning human rights. We boomers were raised on ideals of equality and justice for all no matter race, creed, color or religion. In fact we boomers and […]

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Baby Boomers Never Dreamt This Could Happen?!

Are you feeling a little peckish, hungry maybe? Baby Boomers and Generation X are feeling the pangs but it isn’t necessarily from their own hunger but those of being financially responsible for both their adult children and their aging parents. This new phenomenon in the U.S. is also known as (AKA) the “Sandwich Generation.” Our […]

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Is College Worth the Cost?

I hear Pomp and Circumstance being played by the band; I see mortarboards being thrown in the air. I feel the excitement of my two college aged boys. Then reality smacks me dab in the face and I realize to make this happen it is going to cost about $150,000 per kid for a college […]

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Death Insurance – Don’t get Ripped off to R.I.P.

Baby Boomers seem to ask almost daily which is the “best” choice for Death (aka Life) Insurance. Term or Whole Life? And if you are solely looking to replace lost income for your family or heirs when you die, then it’s a very simple answer; TERM almost always is better then Permanent or Whole Life. […]

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Fear…Not.

Worry is the biggest obstacle standing between most people and their dream, all because they’re basically scared of being “rejected.”  Franklin Roosevelt made history when he commented that “we have nothing to fear but fear itself.”   With tough economic times made worse daily by the bombardment of the media with stats and data of doom, […]

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Ramsey’s Wrong, and it Could Hurt You More than You Think – Part I

Come on Dave, we know you are a well publicized personal financial self-proclaimed guru, and your basic mantra of spend less, pay off debt, be happy is marvelous.  However, it would be ideal if you stopped giving investment advice and leave that to those other self-proclaimed guru’s.  Why should Dave stop offering specific financial investment […]

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Debt and Taxes

We are broke.  Sad but true.  Greece finally passed their new austerity program but not without riots and revolt.  Italy is on shaky ground and Spain is rumored to be next in line to seek relief with billions infused. Are we next?  President O’Bama warns that we need to increase taxes and he is correct.  […]

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