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Ramsey is Wrong!

C’mon man! Get real Dave. We baby boomers and generation x –ers all know you are a well publicized personal financial guru, and your basic mantra of spend less, pay off debt is marvelous. However, we think it’d be best if you stick-to-your-knitting and stop misleading people who invest in their 401k, IRA and Roth IRA. You website […]

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Fed raising interest rates… so what?

While most of us will read the headlines about rising interest rates; many will just give it a cursory glance. With terrorism and ISIL attacks on the rise and massive layoffs in the oil and energy industries (and in retail too, Macy’s just announced massive job cuts, Trump gloats); the actions of our Federal Reserve Bank easily […]

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Black Friday Blues

Crazed crowds lined up before dawn to jam stores again this morning, with everyone vying to get their holiday hands on door buster deals. Some savvy shopping Santa wanna’-be’s, will literally camp out overnight outside store doors in hopes of being first inside. Like the two women in Florida who camped outside a Best Buy […]

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Debt Got You Down?

Mark Cuban publicly stated he believes the next financial crisis in America will be over our massive student loan debt. If this loan bubble burst, it could lead to a disaster like the financial crisis of 2008. Few Baby Boomers, Generation X or Generation Z Millennials are aware of the $1.2 trillion debt owed. This […]

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Secret Strategy to Beat the S&P 500 Index

Less than 20% of all professionally managed mutual funds and their esteemed money managers consistently beat the S&P 500 Index when managing your money. Not surprising then, very few individuals or local investment advisors perform any better. In fact according to Dalbar, for over twenty years most investors woefully lag the S&P 500 index or […]

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Married Boomer’s Just Got Robbed

At least five armed robberies occurred last weekend on the popular Katy Trail in Dallas, TX.And on Monday morning, many future retirees also got robbed.  Millions of Married Baby Boomers and generation x members just lost as much as $60,000 due to a big change in allowable Social Security filing strategies.  Hey, snooze you lose. As […]

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The Big Lie; Social Security

  Baby Boomers, gen x and gen z millennials are usually pretty savvy about discerning truth from Bull Sh$t, especially when it comes to political elections or issues concerning human rights. We boomers were raised on ideals of equality and justice for all no matter race, creed, color or religion. In fact we boomers and […]

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