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New Alternative Revealed for cheap Long Term Care

If I knew I was going to live this long, I’d have taken better care of myself.  ~ Mickey Mantle One great thing about getting older is that you get a chance to tell the people in your life who matter, what they mean to you.  Do you know a baby boomer or generation x member […]

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Is College Worth the Cost?

I hear Pomp and Circumstance being played by the band; I see mortarboards being thrown in the air. I feel the excitement of my two college aged boys. Then reality smacks me dab in the face and I realize to make this happen it is going to cost about $150,000 per kid for a college […]

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Fear…Not.

Worry is the biggest obstacle standing between most people and their dream, all because they’re basically scared of being “rejected.”  Franklin Roosevelt made history when he commented that “we have nothing to fear but fear itself.”   With tough economic times made worse daily by the bombardment of the media with stats and data of doom, […]

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Ramsey’s Wrong, and it Could Hurt You More than You Think – Part II

If your only goal is to get out of debt, then cost is the most important factor.  Cut expenses (eg. cost) and hopefully increase income.  One should NOT invest money until they completely have their debt under control.  Business cannot run without debt.  Some debt is useful and can be financially advantageous, but only if […]

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Ramsey’s Wrong, and it Could Hurt You More than You Think – Part I

Come on Dave, we know you are a well publicized personal financial self-proclaimed guru, and your basic mantra of spend less, pay off debt, be happy is marvelous.  However, it would be ideal if you stopped giving investment advice and leave that to those other self-proclaimed guru’s.  Why should Dave stop offering specific financial investment […]

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Losing Even When You’re Correct 75% of the Time? The Dave Ramsey Myth…

So we met a person who about eleven years ago, was finally at a place in her life where she had some extra money that she could invest for her retirement.  She also did a ton of homework and internet research on what to buy, which got her to eventually buy into the philosophy that […]

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Debt and Taxes

We are broke.  Sad but true.  Greece finally passed their new austerity program but not without riots and revolt.  Italy is on shaky ground and Spain is rumored to be next in line to seek relief with billions infused. Are we next?  President O’Bama warns that we need to increase taxes and he is correct.  […]

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